Are your pets part of your family? Get them insured today!!

                We have exciting news… we now offer Pet Insurance! Pet insurance is one of those things you don’t think to purchase until it’s too late. We can provide our customers with two different plans: Accident Only and Complete Coverage. All policies are 12 months, and your premium will not be increased with claims. The good news is, we only need 5 rating variables from you to get a free quote! 1. Zip Code 2. Select Dog or Cat 3. Breed 4. Age 5. Gender. You can customize the plans however you would like, by choosing your plan type, your annual maximum limit, your deductible, and if you would like to purchase an additional Preventive Care add on. Call us today for your free quote to make sure your pets are covered if the unthinkable were to happen!

Kenyon-Gemma.png

Advertisements

Do You Have Proper Condo Insurance?

Condo Insurance

Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.

Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss. Let Intermountain West Insurance help you find the right amount of coverage to suit your insurance needs Arizona, Colorado, Utah, Idaho, New Mexico, North Dakota, South Dakota, Montana, Texas, and Wyoming! Call us today at 844-219-0058.

Arizona, Colorado, Utah, Idaho, New Mexico, North Dakota, South Dakota, Montana, Texas, and Wyoming – What you need to know about condo insurance Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.

If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for.  If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.

Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. Intermountain West Insurance can help you determine your coverage needs to make sure you’re properly covered. Call us at 844-219-0058 or online at info@interwestins.com

Protect yourself and your guests Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.

Extra coverage doesn’t have to cost a lot Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.

Find unique insurance that is right for your condo Contact Intermountain West Insurance to identify the best combination of coverage, value, and price for you. We can help make sure your condo insurance continually meets your needs. Call us at 844-219-0058 or online at info@interwestins.com

 

 

Why Insuring Your Engagement Ring Is So Important!

We are in the middle of Engagement Season! Getting engaged is a big step for a couple and starts a very exciting time in a couples life. While everything is exciting and can get hectic, it is very important to take a moment to look into insurance for your engagement ring!

If you have renters or home insurance you are already part way there! But be careful most Home/Renters insurance policies will have a limit on what they will pay out if the ring is stolen. You can add an extension to your insurance. This is the most common way people insure their rings but you can also get a special jewelry insurance.

Before either of these options you must get your ring appraised. The appraisal must include details about carat weight, cut, color, shape of the ring/stones etc. Once you present this to your insurance agent they can get a policy going for you. (You should get your ring appraised every few years just in case the value has gone up.)

Some FAQ:

Is the ring covered if you lose it accidentally? YES!

Is the ring covered if it is stolen? YES!

How will the company replace the ring? This varies one which insurance plan you go with but most likely they will reimburse you for the limit it was insured for.

Is the ring insured to full cost or a fraction of it?  If you get a proper appraisal to your agent you will get coverage for the full amount! (This is why it is important to get it appraised every few years so you always have full coverage.)

How will you need to prove the ring vanished if you make a claim? When giving the claim you need to give as many details as possible about when it went missing or when the last time was that you had it.

 

 

 

 

 

Motorcycle Safety Awareness Month!!

May is Motorcycle Safety Awareness Month. Do you have the correct coverage and safety measures to be out on the open road? Make sure to check with your insurance agent today!

Below are a few safety tips for new riders and reminders for those seasoned riders out there.

  1. Don’t buy more bike than you can handle.
  2. Invest in antilock breaks.
  3. Hone your skills.
  4. Use your head.
  5. Wear the right gear.
  6. Be alert.
  7. Avoid bad weather.
  8. Watch for road hazards.
  9. Be ready to hit the open road.

For more information click the link below.

http://www.consumerreports.org/cro/2013/04/10-motorcycle-safety-tips-for-new-riders/index.htm

Intermountain West Insurance Gives Back!!

In honor of May being ALS awareness month Intermountain West Insurance “GAVE BACK” to Daniel Olds to get him to his goal of raising $400. Daniel ran the 2017 Colfax Half Marathon this last weekend in his mother’s honor.  His mother, Teri Olds, passed away in 2001 after battling with ALS for two years. Teri was also the aunt of our very own Kylie Wagner. The ALS Association is near and dear to her family’s hearts and we are honored we could help support her cousin as he ran in honor of his mother and raised money for The ALS Association.

ALS is a terminal disease and is commonly known as Lou Gehrig’s disease. ALS is a disease that affects the nerve cells in the brain and the spinal cord. Motor neurons go from the brain to the spinal cord and then distributed to muscles throughout the body. ALS causes the motor neurons to deteriorate and the ability of the brain to initiate and control muscle movement is lost. Most patients often lose the ability to speak, eat, move and have a difficult time breathing on their own. As of right now there is no known cause for ALS and no cure.

The ALS Association provides much needed patient services resources, funds global – cutting edge research and so much more to help those living with ALS and their families. You can learn more or donate to the cause by clicking the link below.

http://www.alsa.org/?gclid=Cj0KEQjwmIrJBRCRmJ_x7KDo-9oBEiQAuUPKMvdz0nwmx3KHugpXIzqW_DpwUYdzDf7V1mbXJCfB5jkaAkku8P8HAQ

ALS Donation

$5 Amazon Gift Card for EVERY Referral!!

Your referrals mean the world to us. We work hard to earn each referral with great service and appreciation for your business every day. As our way of saying thank you, we’ve launched our “GIVE BACK” referral program. We love supporting the charitable efforts in our community, so we’ve tied referrals and charitable giving together. Here’s how it works:

Each time we receive a referral from you, you will receive a $5 AMAZON Gift Card. Then we will “GIVE BACK” $5 to a charitable organization.

What qualifies as a referral? A referral is when we are contacted for a quote at 844-219-0058 from someone saying you referred them to us. Don’t worry we ask on every call.

 

We Are Expanding!!

Intermountain West Insurance is delighted to announce the expansion of a new branch in Greenwood Village, Colorado! It will be our pleasure to serve you at our new location with the same quality and service you have come to expect of us. With the opening of this new location, Intermountain West Insurance welcomes Kylie Wagner and Kenyon Hayward to our family. Kylie comes to the agency with several years of customer service with a friendly attitude and the ambition to resolve problems and questions as efficiently as possible. Kenyon is a fully-licensed agent specializing in Auto & Home insurance. She has a friendly attitude and the drive to meet all your insurance needs! We are very excited to have them both on board and can’t wait to see them in action.